Chat with us
MCAR Dealership — Home

MCAR Financing

DRIVE TODAY,
PAY YOUR WAY

Flexible financing plans designed for Cambodia. Competitive rates, fast approval, and no hidden fees — so you can focus on the drive, not the paperwork.

Fast Approval

Decision within 24 hours

No Hidden Fees

Transparent pricing always

Competitive Rates

Starting from 5.9% p.a.

Dedicated Support

Personal advisor assigned

Choose Your Plan

FINANCING PLANS

Standard Plan

12 Months

8.5% per annum

Short-term plan for buyers who want to pay off quickly and minimize total interest.

  • Lowest total interest paid
  • Quick ownership
  • Flexible early payoff
Most Popular

Popular Plan

36 Months

6.9% per annum

Balanced monthly payments with competitive interest — our most chosen plan.

  • Balanced monthly payment
  • Competitive interest rate
  • No hidden fees
Lowest Monthly

Extended Plan

60 Months

5.9% per annum

Spread payments over 5 years for maximum affordability on premium vehicles.

  • Lowest monthly payment
  • Best for premium vehicles
  • Flexible terms

Prefer to fill out on paper?

Download the printable form, fill it in by hand, and bring it to our showroom.

Download Paper Form

Financing Application

Fill in your details and we'll get back to you within 24 hours

Personal Information

Send /start to @mcar_bot to get your Chat ID

Vehicle Information

Loan Details

By submitting, you agree to be contacted by MCAR's financing team. No credit check required at this stage.

Common Questions

FREQUENTLY ASKED

What documents do I need to apply?
You'll need a valid Cambodian ID or passport, proof of income (pay slip or bank statement), and a recent utility bill or proof of address. Our team will guide you through the process.
How long does approval take?
Most applications receive a decision within 24 hours. Once approved, you can drive your vehicle within 1–2 business days after completing the paperwork.
Is there a minimum down payment?
We recommend a minimum down payment of 10–20% of the vehicle price to keep monthly payments manageable, but this can be discussed with your financing advisor.
Can I pay off my loan early?
Yes. MCAR financing plans allow early repayment with no penalty fees. Paying off early reduces your total interest paid.
What vehicles are eligible for financing?
All new and certified pre-owned vehicles in our inventory are eligible. We can also discuss financing for vehicles you've found elsewhere.

READY TO GET STARTED?

Call our financing team directly or submit your application online.

CALL 085 913636